A handful of rice is spread on the cloth. Then copper or brass kalash a pot shaped vessel containing water is placed on the spreaded rice. A small cup Arghyam cup with a gold or silver coin is placed on the Kalash. A one rupee coin can be substituted instead of a gold or silver coin.
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This puja begins with the reading or listening tobhajansand Vaibhava Lakshmi legend and, ending with an aarti. The Vaibhav Lakshmi vrat process includes several steps. A milk-rice pudding sweet dish is offered to the Goddess lakshmi after the worship. Vaibhava Lakshmi vrat preparations includes preparation of the kalasam or vessel containing water, rose water, tulasi, coins, turmeric powder and kumkum.
The rules for observing the vrat of VaibhavaLakshmi include the distribution of theVaibhava Lakshmi books to 11, 21,51 or people.
Rules for Observing the Vrat of Vaibhava Lakshmi:  An award is given to the married women, who observe the Vaibhava Lakshmi vrat process.
If there are no married women in the family, this vrat can be observed by any unmarried girl. The vrat should not be observed half-heartedly. The vrat should be celebrated in accordance to the Shastras performing the proper ceremonies, after observance of the Vrat on a Friday, as is decided while taking the oath.
The ceremony is fairly simple and if the vrat is not observed in accordance to a proper ceremony,as described by the Shastras, no award is given to the family member performing it.
The incarnation of the Dhan Lakshmi is none other than the VaibhavaLakshmi. Respect and homage should be paid to each and every incarnation of the Goddess Lakshmi. To invoke the blessings of the Goddess, a person should observe the vrat with lot of devotion. If the vrat is observed half-heartedly, the Goddess does not shield and protect the devotee from problems and even does not show any mercy towards him.
The vrat should be observed for as many Fridays, as decided at the time of taking the oath. It can be substituted by silver or a rupee coin. This would make the Goddess happy as the vrat of the Goddess would spread more and she would bless you in return. Instead the vrat should be observed the next Friday and it should continue for as many Fridays as has been decided at the time of taking the oath.
Fruits or meals can be taken once a day and only the physically frail people can have meals twice a day. The most important thing to be noted is that the person observing the vrat should do it with utter devotion, faith and sincerity and seek the blessings of the Goddess Lakshmi. She or he should have full faith in the powers of the Goddess and pray with a lot of confidence that Goddess Lakshmi would fulfil all his or her desires.
Vaibhav Lakshmi Vrat Vidhi
Stree ke badale purush bhee yah vrat karen to use bhee uttam phal avashy milata hai. Yah Vrat pooree shraddha aur pavitr bhaav se karana chaahie. Yah Vrat shukravaar ko kiya jaata hai. Ek baar vrat poora karane ke pashchaat phir mannat kar sakate hain aur phir se vrat kar sakate hain. Maata lakshmee devee ke anek svaroop hain. Vrat karte samay Maata Lakshmi ke vividh svaroop yatha shreegajalakshmee, shree adhilakshmee, shree vijayalakshmee, shree aishvaryalakshmee, shree veeralakshmee, shree dhaanyalakshmee evan shree santaanalakshmee tatha shreeyantr ko pranaam karana chaahie. Shukravaar ke din yadi aap pravaas ya yaatra par gaye hon to vah shukravaar chhodakar unake baad ke shukravaar ko vrat karana chaahie arthaat vrat apane hee ghar mein karana chaahie.
Vaibhav Lakshmi Vrat Katha in English
Then one should recite the following hymn or praise of Goddess Laxmi. Ya rakta rudhirambera Harisakhi Ya Shree Manolhadini! Ya ratnakarmanthanatpragatita Vishnosvaya gehini! Sa mam patu Manorama Bhagavati Lakshmi Padmavati!! Significance: Oh Goddess, Laxmi One who resides in the red lotus, one who is graceful, who has glorious rays of divine light luster, who is completely reddish, who is clothed in the form of blood, who is beloved to God Vishnu, Goddess Laxmi, who gives happiness to the heart, who is created by churning of the ocean, one who is the wife of God Vishnu, one who is born from the lotus, who is extremely worthy to be worshipped kindly protect me. Vrat Katha: Many years ago there was a very big city. Lakhs of people lived there.